Aadhaar Card Seeding with Bank Account from Home, Complete Guide & Step-by-Step Instructions: Indian bank users can link their bank account to their Aadhaar card online and offline.
Customers can use the authorized bank website, net banking, or the bank’s mobile app to link their Aadhaar number to their bank account online easily anywhere. Only registered customers can use these online services to link their Aadhar cards to their bank accounts.
Customers can also use text messaging to link their banking account with Aadhaar offline, although not all banks may support this feature. Today, through this article I will provide you the guidelines to link your bank account with your Aadhar card. Therefore, read all the sections of this post carefully and follow them to easily link your Aadhar card to your bank account at home.
Advantages of Seeding Your Aadhaar Card with Your Bank Account
Assistance from the government, such as welfare grants, scholarships and similar things, is deposited directly into your account. When your Aadhaar is linked, government subsidies on goods like petrol, food grains, and agricultural products can be transferred straight to your account.
By integrating Aadhaar with bank accounts, fraud activities are less likely to happen. Additionally, people can access their cash from anywhere in the nation thanks to the online framework of the AEPS (Aadhaar Enabled Payment System).
- The online account creation process is easy and convenient.
- Required minimum document for the KYC procedure.
- Government subsidies directly credited, like kerosene, LPG, etc.
- Make various government pensions, welfare funds, scholarships, and other opportunities easily accessible.
- Increases the security of the Aadhar-enabled account by having the UIDAI verify it.
- Gives account holders access from any location in the nation.
- Decrease in government waste through the use of an Aadhaar-enabled payment system.
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Importance of Connecting a Bank Account to Aadhaar
The significance of connecting an Aadhar account to a bank account is as follows:
- Enhances the cashless economy by making digital payments easy and convenient for account holders by facilitating access to a variety of credit facilities.
- Through Aadhar and bank account linkage, the KYC (Know Your Customer) process is made simpler, which reduces the amount of paperwork required and combines identity and address evidence.
- With Aadhaar-enabled payment systems (AEPS), there is no longer a need to remember passwords or PINs, making online transactions easier.
- Reduces the likelihood of financial fraud and theft by assuring financial security through the integration of Aadhar with bank accounts.
- Aids in the prevention of financial fraud by using biometric authentication, eKYC, etc.
Use the bank’s mobile app to link Aadhaar to the bank account
Banks have made it easier for users to link their Aadhaar at home by providing online mobile apps.
- Log into your bank’s mobile app.
- Choose the “View/Update Aadhaar card” option from the “Services” section of “My Accounts”.
- After entering your Aadhaar number in the appropriate section, click on “Submit and Connect”.
- You will now receive an OTP on your registered contact number for verification purposes.
- Add your received OTP to your submission.
- You will receive information that the linking of your bank account and Aadhaar card has been accomplished.
Learn to Use Net Banking to seed Aadhaar with a bank account
The procedures listed below will help you to link your bank account and Aadhaar card using online net banking at home:
- Go to the authorized banking portal of your bank.
- To log in, write your Customer ID or User ID, then click “Continue”.” Click “Login” after entering your account password in the next box.
- Navigate to “My Account” and select the “Link Aadhaar to bank account” option.
- Enter your transaction password to continue connecting your Aadhaar.
- A new page will appear to enter your Aadhaar number for verification.
- Click “Submit” once your Aadhaar data has been entered. Proceed by entering the OTP that you received on your phone.
- A confirmation that your Aadhaar has been successfully added to your bank account will be sent to you.
Aadhaar Seeding via ATM to Bank Account
Customers of the bank can link their Aadhaar number to their bank account by using the ATM function. The necessary actions to link your bank account and Aadhaar card through an ATM visit are as follows:
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- After the instruction, enter your PIN by inserting your ATM card into the machine.
- Go to the “Services” menu, then select “Registration.”
- After that, select “Registration for Aadhaar Linking.”
- Select savings or current account type, then enter your 12-digit Aadhaar number.
- Press the “OK” button after verifying your Aadhaar number and connecting status twice.
- An SMS verifying the successful linkage will be sent to your mobile device.
How Can My Bank Account and Aadhaar Card Be Linked?
Consumers can visit each bank separately to link their accounts with Aadhaar. A person can also use SMS to link their Aadhaar number to their bank account,
although not all banks allow this feature. Furthermore, several institutions allow customers to use a missed call service to link Aadhaar to their bank account.
