Sarbat Sehat Bima Yojana – Free Cashless Treatment Scheme: Eligibility, Documents, How to Apply: In India, the expense of healthcare has significantly amplified in the past many years. In addition to creating financial difficulties, rising medical costs prevent the underprivileged and destitute from receiving the necessary care.
To address this issue, the Punjab government created the Ayushman Bharat Sarbat Sehat Bima Yojana (AB-SSBY), which aims to make healthcare easily accessible to the weak and vulnerable sectors of society. We will go over the specifics of the Punjab SSBY Free Cashless Treatment Scheme and its benefits, eligibility, registration process and many more under this post.
Sarbat Sehat Bima Yojana
In 2019, the Ayushman Bharat Sarbat Sehat Bima Yojana was launched by the Punjab government as a health insurance scheme. Its objective is to provide competitively priced healthcare services to the people living in Punjab’s Economically Weaker Sections (EWS).
Under this effort, eligible persons can receive treatment at government and private hospitals without using cash, up to a maximum limit of 5 lakhs rupees. Beneficiaries won’t have to worry about financing their cashless surgeries or medical treatment, though.
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Overview Sarbat Sehat Bima Yojana
| Scheme Name | Sarbat Sehat Bima Scheme |
| Full Name of Scheme | Ayushman Bharat PM-JAY Mukh Mantri Sehat Bima Yojana |
| Administrated By | State Health Agency, Punjab – Punjab govt |
| State | Punjab |
| Launched Date | 20 August 2019 |
| Benefit | Health Insurance Coverage |
| Amount of Benefit | Free Cashless Treatment up to Rs 5,00,000 |
| Beneficiaries | Local Residentials of Punjab |
| Official Site | www.sha.punjab.gov.in |
SSBY Free Cashless Treatment Scheme’s Eligibility
You must be informed of the requirements to be eligible to participate in the SSBY before moving forward. You can check about the Punjab Sarbat Sehat Bima Scheme Eligibility Criteria under this point.
- Applicant must be a legal resident of Punjab state.
- Applicant must be a ration card holder.
- Applicant must be registered with a taxation department.
- The applicant must be a family member who is protected in Punjab under the SECC 2011.
- Applicant must be a Form holder.
- Punjab’s small and medium farmers are covered under this scheme.
- A person who is a media professional and certified journalist who possesses a yellow card.
- Applicant must be a registered construction worker.
Registration Procedure for E-Cards
- To self-register, download the “Ayushman App” on your phone or go to www.beneficiary.nha.gov.in.
- To obtain an e-card, please visit any authorized private or public hospital, lists of hospitals can be found on the SHA website under the ‘Hospitals’ tab.
Documents Needed to Generate an E-Card
- The Aadhar card is required for online KYC. Aadhar will not be posted anywhere in the BIS.
- Document of Family Identification
- For people on the list of qualified beneficiaries, no paperwork is needed.
- According to the family definition, a legitimate relationship document other than an Aadhar must be uploaded to add a member.
Ayushman Bharat Sarbat Sehat’s Yojana Bima Advantages
The Punjab government has given several benefits to eligible individuals through SSBY which is listed below.
- Free Health Coverage: The primary benefit of SSBY Punjab is that it offers up to ₹5 lakhs in free health coverage for each qualifying family. Put another way, qualified applicants can receive medical care for up to ₹5 lakhs, including care for a range of serious illnesses.
- Cashless Treatment: The SSBY program eliminates the need for payment arrangements to receive high-quality medical care in Punjab. As an alternative, you can receive cashless care at hospitals, clinics, and other empanelled healthcare facilities as well as registered SSBY centers.
- Pre- and Post-Hospitalization Care: The SSBY handles secondary and tertiary services such as diagnosis, medical consultations, recovery sessions, and so on in addition to paying for the hospitalization expenses of the beneficiaries.
- Preventative Healthcare: To keep a disease from becoming worse, SSBY recipients can prioritize their health and receive therapy and care that is meant to prevent it from growing worse. The goal of this program is to provide financial support to individuals who would otherwise be unable to afford routine checks, screenings, vaccines, and other preventative treatments.
- Accessible Medical Services: Lastly, but just as importantly, the SSBY card enables people to receive care from qualified specialists at facilities that are endorsed throughout the state.
What Medical Treatments are covered under Punjab’s AB SSBY
The Government of Punjab covers the expenses of surgeries, newborn child treatment etc. in the Ayushman Bharat SSB Yojana, only if certain conditions are fulfilled, these expenses will be covered by the Government. The list of such common medical conditions is as follows.
- General Surgery
- Cancer
- Eye Surgery
- Orthopaedics
- Cardiology
- Neurosurgery
- Eye Surgery
- Polytrauma
- Radiation Oncology
- CT scans
- Mental Disorder
- Other Critical Ailments
How to Apply for the Healthcare Scheme Run by Sehat Bima Yojana
Beneficiaries of the Mukhyamantri Sehat Bima Yojna don’t need to apply. To benefit from the system, all that is needed for an eligible individual is an e-card. An eligible person can use this card to obtain medical care of up to Rs. 5 Lakh at any licensed public or private healthcare organization without having to pay anything in cash. Families that meet the requirements will be acknowledged by several channels, such as:
- Information from the 2011 SECC.
- Lists of food and building supplies for ration card holders.
- A compilation provided to J Form holders and petite and fringe farmers by the Punjab Mandi Board.
- Excise and Tax Department records about small merchant families.
- PUNMEDIA logs for Yellow Card-holding journalists.
- Data kept by the Construction Worker Welfare Board for workers’ families are also included.
Check your eligibility for Punjab AB SSBY Online
Visit the official SHA Punjab website to find out if you are eligible or not for the scheme, then use the online eligibility checker by doing the following actions:
- Step 1: Open the State Health Agency Punjab’s official portal.
- Step 2: From the pop-up menu, choose “check your eligibility.”
- Step 3: Type in the necessary data, such as your name, district, Adhaar number, and ration card number.
- Step 4: Click “Search” after completing the captcha.
How to Get Punjab’s SSBY Card for 5 Lakh Bima Yojana
You can visit the closest service center to obtain an SSBY card for your family. To get the SSBY card, you will have to fill out a form and send in a few papers. All of Punjab’s major cities, including Amritsar, Chandigarh, Ludhiana, Bhatinda and others have SSBY service centers. To locate the closest service center, take the following actions:
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- Open the Punjab State Health Agency website.
- Choose “Citizen Corner.”
- To find the center near you, click “Location for Ecard Generation.”
- Request to download a Sarbat Sehat Bima Yojana card by visiting the center. You can even ask the authorized officials for more support and assistance with the program.
