Swasthya Sathi Scheme 2024: Free Health Insurance and Treatment, Apply Now: The West Bengal government’s flagship program, the Swasthya Sathi Scheme, aims to improve the well-being of its people by guaranteeing them access to free healthcare services.
The West Bengal government’s Department of Health and Family Welfare is keeping a close eye on this project and emphasising its significance in the healthcare industry. The fundamental purpose of this initiative is to provide families with up to Rs 5 Lakh annualised health coverage, including secondary and tertiary care.
All West Bengal permanent residents who register and receive a Smart Swasthya Sathi Card are eligible for the scheme. This card is essential for utilising the benefits of the scheme, including a seamless, cashless, and paperless and cashless transaction experience.
Swasthya Sathi Scheme 2024
The West Bengal government is notably responsible for funding all of the scheme’s premiums, demonstrating its dedication to the health and welfare of its citizens. This initiative’s therapies follow a streamlined procedure that promises recipients a hassle-free experience by using smart card technology, eliminating the need for paper records and cash.
The program is also inclusive, covering all pre-existing conditions, guaranteeing that everyone gets equal access to essential healthcare services regardless of their medical background. This scheme is accessible to a wider audience because interested beneficiaries can apply via the Free Health Insurance Scheme webpage or an offline application form.
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Overview of WB Swasthya Sathi Scheme 2024
| Scheme Name | Swasthya Sathi Yojana |
| Nodal Agency | Department of Health and Family Welfare |
| State | West Bengal |
| Country | India |
| Benefit | Free Health Coverage |
| Benefit Amount | Up to Rs 500000 per year |
| Purpose | To provide free healthcare to underprivileged families |
| Official Site | https://swasthyasathi.gov.in/ |
West Bengal Swasthya Sathi Scheme Advantages
Every eligible family gets assistance through this scheme. This initiative’s main goal is to guarantee that West Bengali citizens have free access to medical treatment.
- Using smart cards for all medical operations, the Swasthya Sathi Scheme runs effectively, cashless, and without the use of paper documents.
- These consist of completely free medical care up to a maximum of Rs 5 lakh per family every year, as well as a Rs 200–Rs 2000 annual transportation stipend.
- Additionally, the program fully covers all pre-existing medical problems, providing beneficiaries with a comprehensive healthcare solution.
Eligibility for the WB Cashless Health Treatment Program
To take advantage of this scheme you must complete all terms and conditions mentioned in the listed points.
- Families making less than Rs 5 lakh a year can receive cashless health care through the Swasthya Sathi programme.
- Under this plan, the family’s eldest member receives a Swasthya Sathi Card and the cost of prescriptions is covered.
- In addition, it offers baby care and maternity benefits.
- Nonetheless, the program excludes diseases associated with drug and alcohol abuse, infertility treatments, immunisations, events brought on by nuclear invasion or conflict, and suicide attempts. The Swasthya Sathi Scheme is not available to families that are currently enrolled in any of the following health assurance plans:
- The 2008 West Bengal Health Scheme.
- The 1954 Central Government Health Scheme.
- Workers’ State Insurance Plan (ESI) was established in 1954.
- Group Medical Insurance Arrangements of Public Sector Activities.
- State or Central Government staff who obtain a Medicinal Grant.
Principal Elements of the Swasthya Sathi Plan 2024
- Basic health coverage up to Rs. 5 lakh annually per household for secondary and tertiary treatment.
- Through this scheme, you can obtain cashless, chip-based, and paperless transactions for treatments.
- Pre-existing conditions are all taken care of.
- The number of children in the family is unlimited, and both spouses’ parents are included.
- Every dependant family member who is physically handicapped is likewise covered.
- The State Government bears all of the expenses, the Recipient does not contribute.
- On the day of registration, each family is given an online Swasthya Sathi smart card.
- A smart card records the biometrics, address, phone number, email address, and SECC ID of each family member.
- From the beginning, the program is managed via an electronic paperless platform.
- Hospitals are enrolled and ranked online according to the services and infrastructure that are entirely accessible online.
- Preauthorization with a 24-hour turnaround time.
- SMS warnings and immediate notifications to the recipients regarding card banning.
- Uploading the beneficiaries’ electronic health records in real-time upon discharge.
- If you don’t pay the hospital within the allotted 30-day timeframe, interest will be applied.
- Call centre open 24/7 (18003455384) with feedback option.
- Online system for tracking grievances.
- Online alerts and triggers with an escalation matrix to identify potential scams.
- The Android-based Swasthya Sathi Mobile software helps the recipients.
How to Apply Offline for the West Bengal Swasthya Shathi Yojana
Those who wish to apply for a Swasthya Sathi Card may do so in an offline manner. It entails accurately filling out a form with several crucial details, such as the name of the head of the family, the residential address,
the category they fall under, the district and block or municipality they live in, and the names of all family members. Officials designate an insurance company to register eligible applicants as part of the submission procedure.
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To make the process easier, enrolment camps will be set up in several different towns, villages, and blocks. Applicants will be informed about these events in advance. After completing the form and sending it in,
the data is posted to the Swasthya Sathi website, and the candidates receive a slip with their Unique Registration Number (URN). Within a week, those who meet the requirements should receive their activated Swasthya Sathi card.
Online Application Process for WB Swashtya Sathi Scheme 2024
To apply for the West Bengal Swasthya Sathi Scheme online, follow the listed instructions one by one.
- Go to the formal portal and choose the option to apply online.
- This is the first step for those who prefer a digital submission procedure.
- By using this method, you can verify your phone number using a one-time password (OTP) and then move on to the online Form B, which has the same content requirements as the offline form.
- The website provides a registration number upon submission, which marks the beginning of an extensive verification process by authorised officials.
- After being approved, applicants receive an online Swasthya Sathi Card that gives them free access to all of the program’s medical services.
- Moreover, applicants can use the portal to straight check the status of their applications.
